Pivotal has acquired LendingScore, the UK mortgage technology and data solutions provider, as it looks to accelerate the development of its AI-driven adviser platform strategy.
The acquisition includes LendingScore’s mortgage CRM platform, specialist sourcing technology, AI lead qualification systems and automated income verification tools.
Pivotal said the deal would support the creation of its new Pivotal Innovations Lab, a dedicated technology business focused on developing tools and systems for advisers operating across residential mortgages, buy-to-let, bridging, second charge lending, business finance, protection and general insurance.
LendingScore’s technology has already been used within the group through Simply Lending, the Pivotal firm led by Adam Hinder.
Among the technologies included within the acquisition are an AI-powered mortgage CRM, a specialist sourcing engine, AI lead qualification software integrated with Google Gemini AI, and OpenStatements, a system designed to automate income verification and reduce fraud risk through credit bureau integration.
Pivotal said the acquisition would form part of its wider strategy to build “agentic AI” capabilities designed to improve customer experience and adviser workflows.
Mayank Prakash CBE, group chief executive at Pivotal, said: “The technology solutions developed by Luke Saint and his team reflect a world-class deep understanding of the client needs.
“AI technology and data are key parts of our broader growth strategy. This addition positions us to become the go-to trusted advisers for mortgage, protection and home insurance across the UK.”
